Favorable credit: who benefits from the EB’s rate cut

The EB has surprisingly lowered the key interest rate for the dollar from 1.50 to 1.25 percent pa. As a result, loans could become cheaper. An automatism is not that. Especially in the private customer business the comparison of the realized conditions is more important than the interest level. The interest rate cut affects variable […]

Negative Interest Loans: Can this really come?

  How can there be negative interest rates? On the one hand, refinancing with negative interest rates would be possible via the deposit business: if a bank debts its customers 1.0% for invested money, it can lend it -0.50% to borrowers and thus a profit achieve. Second, and much closer to reality, is refinancing at […]

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